About lockt International

Building Global
Trade Infrastructure.

lockt International is the end-to-end infrastructure layer for global trade — combining smart escrow, AI fraud detection, blockchain documents, and verified dispute resolution to make every transaction safe, traceable, and bankable.

1,247+
Verified Users
34
Countries Active
$55M+
Trade Volume
99.9%
Escrow Success Rate
Our Mission
“

We exist to make every cross-border trade transaction trusted, transparent, and protected — no matter who you are or where you are.

”
lockt International — Accra, Ghana · Est. 2023
The Problem We Solve

Global Trade Runs on Broken Trust.

Three systemic failures have cost traders billions of dollars and locked whole markets out of global supply chains. We are fixing all three.

43%of African exporters report payment fraud

Fraud Destroys Trust

Payment fraud is endemic across African trade corridors. Importers vanish after goods are shipped, leaving exporters with no recourse and no recovery mechanism.

Solved by lockt's platform
$2.1Blost annually to documentary fraud

Documents Are Forged

Fake bills of lading, forged certificates of origin, and fraudulent inspection reports are rampant. Without blockchain anchoring, every document is a liability.

Solved by lockt's platform
8 monthsaverage dispute timeline with no neutral arbiter

Disputes Have No Resolution

When trade disputes arise, there is no trusted neutral party. Litigation across jurisdictions takes years. Exporters lose money, importers lose confidence, and trust collapses.

Solved by lockt's platform
Five-Module Platform

One Platform.
Every Layer of Trade.

From escrow to AI fraud detection to blockchain document verification to trade finance — lockt's five integrated modules cover the entire lifecycle of a global trade transaction. No patchwork of tools. No manual reconciliation. One platform, end to end.

5
Modules
Fully integrated
34
Countries
Active operations
12+
Integrations
Shipping & logistics
99.9%
Uptime
Infrastructure SLA
Module 01

Smart Escrow Engine

Importer funds held in secure escrow, released only on verified delivery milestones. No shipment happens without funds locked. No funds released without proof of delivery.

Module 02

AI Fraud Detection

Real-time AI analyses every transaction, document, and behavioural pattern. Dynamic trust scores, forgery detection, and predictive default alerts protect every trade.

Module 03

Blockchain Documents

Every trade document is cryptographically hashed and anchored on-chain. Tamper-proof, legally admissible, and verifiable by any party in seconds.

Module 04

Dispute Resolution

AI-analysed evidence, automatic escrow freezing, and neutral arbitration. On-ground country agents available in 34 countries for physical verification when needed.

Module 05

Trade Finance Engine

AI-assessed credit access for exporters, importers, and farmers. Invoice financing, working capital loans, and insurance-backed BNPL for verified traders.

Founding Team

Built by the People Who Know the Problem.

Our founding team brings together deep expertise from Goldman Sachs, Flutterwave, the African Development Bank, Alibaba, KCB Group, and Deutsche Bank.

KM
Kofi Mensah
CEO & Co-Founder
🇬🇭 Ghana · ex-Goldman Sachs

15 years in trade finance and structured products at Goldman Sachs London and New York. Saw first-hand how African exporters were systematically excluded from global capital markets due to lack of trusted trade infrastructure.

Trade FinanceStructured ProductsCapital Markets
AD
Amara Diallo
CTO & Co-Founder
🇳🇬 Nigeria · ex-Flutterwave

Built core payment infrastructure at Flutterwave serving 34 countries and 900,000+ businesses. Deep expertise in distributed systems, API architecture, and fintech security at continental scale.

Payment InfrastructureDistributed SystemsFintech Security
CO
Dr. Chioma Okafor
Chief Risk Officer
🇳🇬 Nigeria · ex-AfDB

Former Senior Risk Manager at the African Development Bank. PhD in Risk Management from LSE. Designed risk frameworks for $4.2B in AfDB trade finance portfolios across 18 African nations.

Risk ManagementTrade CreditRegulatory Compliance
WZ
Wei Zhang
VP Asia Operations
🇨🇳 China · ex-Alibaba Trade Desk

Led Alibaba's cross-border trade desk for Africa and Southeast Asia, managing $12B GMV across commodity and manufactured goods categories. Expert in China–Africa trade flows and supply chain finance.

Cross-border TradeSupply Chain FinanceAsia-Africa Corridors
AK
Aisha Kariuki
Head of Country Agents
🇰🇪 Kenya · ex-KCB Group

Built and managed KCB Group's agent banking network across East Africa — scaling from 0 to 200+ active agents. Now leads lockt's ground-level verification and dispute resolution agent network.

Agent NetworksField OperationsEast Africa Markets
MH
Marcus Hoffmann
CFO
🇩🇪 Germany · ex-Deutsche Bank Trade Finance

20 years in structured trade finance and syndicated lending at Deutsche Bank Frankfurt and Singapore. Specialist in commodity-backed finance, letter of credit facilities, and cross-border compliance.

Structured FinanceTreasuryCompliance & Audit

We are building a world-class team across Africa, Europe, and Asia.

View open roles
Backed by the Best

Trusted by World-Class
Investors.

Our backers include some of the world's most respected venture funds, development finance institutions, and strategic partners focused on global and emerging market infrastructure.

Y Combinator
S23 Batch
Lead
Sequoia Africa Fund
Series A Lead
Lead
AfricArena Ventures
Seed Round
IFC
World Bank Group
Stanbic Innovation Fund
Strategic Partner
$9.2M Total Raised
Series A Closed 2024
IFC Development Finance
Y Combinator Alumni
Our Journey

From Idea to Continental Platform.

Twelve months. Four milestones. From a founding team in Accra to trade infrastructure spanning 34 countries.

Q3 2023

Founded in Accra, Ghana

lockt International incorporated in Accra, Ghana. Seed funding of $1.2M closed from AfricArena Ventures and angel investors. Core engineering team of 8 assembled.

Q4 2023

First 100 Verified Exporters

Launched closed beta with 100 verified exporters across Ghana, Nigeria, and Kenya. Processed first live escrow transaction — a $47,000 cocoa export from Kumasi to Rotterdam.

Q1 2024

AI Engine Live — $2.3M Escrow Processed

Launched AI fraud detection engine with real-time trust scoring. Platform processed $2.3M in escrow volume across 180 trade transactions. Fraud flag accuracy reached 94.7%.

Q2 2024

34 Countries — Series A Closed

Expanded active operations to 34 countries across Africa, Asia, and Europe. Closed $8M Series A led by Sequoia Africa Fund with IFC participation. Full platform launch.

Join the
Trade Revolution.

Be part of the infrastructure reshaping how the world trades. Register your business, protect your transactions, and start building trusted cross-border relationships today.

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